Finance Archives - Page 6 of 8

August 29, 2016

How to Put Your Savings to Work

I have always been a saver, since I started my very first job I always worked on the notion that 70% of my wages were mine and that 30% of them were to be saved. For years I employed this method of saving and my account grew to be quite healthy. One thing I was never very good at was spending or using my savings, it got to the point where I no longer knew what I was saving for, short of a very rainy day. I then realized that I could put my savings to work and grow my…

June 5, 2016

Choosing a Financial Planner That is Right for You

As you get older, your finances usually become more complicated. You have retirement accounts to manage, you may have accumulated significant savings that you’d like to start investing, or perhaps you have already started dabbling in the stock market but want some professional advice. A professional financial planner can do all of these things for you. The key is to find one that you trust and that understands your financial goals. Here are a few tips on choosing the right financial planner for your situation. Consider Your Financial Goals Why do you want to hire a financial planner? Do you…

May 9, 2016

The Risks of Binary Options Trading

Photo by CC user geralt on pixabay Any type of trading involves a degree of risk. There is simply no way of knowing the result for certain and that is something you need to keep in mind if you want to become a trader. Of course, there are risks in binary options trading as well. In order to reduce them, you need to get to know all the possibilities and uncertainness you might be encountering. That is the best way to keep the risk at a minimum and earn a profit in the long run. The fundamentals of binary options…

May 6, 2016

Is Web-based Platform Enough for Trading Forex?

The technology is constantly evolving and it has also made a huge impact in the world of financial trading. Brokerage firms today offer a variety of tools in order to make trading easier to their clients. Trading platforms are among those. With so many options to choose from, it is hard to make a short list of the best Forex platforms. But we are able to divide them into two groups: Forex web trading platforms and downloadable platforms. Choosing a platform Once you begin your journey into the world of Forex trading, you have to make a decision which platform…

March 10, 2016

The money saving side of online shopping

Photo by CC user robbertjnoordzij on Flickr Who wants to pay top dollar for things they can get for less? Nobody, that’s who. And this is why more and more smart shoppers are heading online to grab themselves discount deals, cut prices and super bargains on the web. The explosion in online shopping has seen 191 million US Internet shoppers, back in 2013, grow into a projected 215 million by 2018. The trend away from the mall into Internet stores has revolutionized the way we think about our purchases. Anything and everything from toothpaste to tractors, tech and even travel…

March 3, 2016

Three common home insurance mistakes

When it comes to protecting your home, getting the right level of insurance is crucial. However, this is not always as easy as it may at first seem. With so many variables and different options to choose from, many homeowners can end up making costly errors. Luckily, by doing a little bit of research and careful planning, you should be able to steer clear of these pitfalls and get suitable cover. Here are three common home insurance mistakes you’ll want to avoid. 1. Not comparing quotes Many homeowners fall into the trap of settling for the first policy they find…

February 11, 2016

How to Obtain an Excellent Credit Score

[Photo credit: Lending Memo] People will jump through hoops to maintain a good credit score because everything runs on credit. Once your credit score drops, it can be difficult to bring it back up again. Fortunately, it is totally possible to raise a poor credit rating to a fair credit rating. It is also possible to turn a fair credit rating to a good credit rating. Lastly, it is possible to turn a good credit rating into an excellent credit rating. The jump from poor to excellent is just too large to manage. This is why it is important to…

December 26, 2015

Tax Tips for College Students

photo by 401kcalculator.org For college students and their parents alike, there comes a different set of tax requirements. Without taking the proper steps and becoming educated on the right tax filings for students, many deductions and write offs may be missed. The process can become complicated, and mistakes can mean costly effects on a college kid’s bank account. For the students filing for the first time it can be a hairy process to determine exactly what to put within forms, and for parents navigating taxes during their child’s first year of college, the alterations might be more complicated than expected.…

November 19, 2015

Tips on how to get money quickly

So, you just had to pay a sudden medical bill, or some scumbag cloned your debit card, and now you’re broke and deep in debt. What now? If paying until next payday isn’t an option for you and your growling stomach, there are options available to you to get your hands on some moolah fast. From selling your plasma, to applying for some bad credit loans in Los Angeles, there are plenty of ways to get money quickly in your bank account whether the IRS assessed a crushing tax penalty on you, or your finances have simply sunk to rock…

November 3, 2015

Top 6 Uncommon Ways to Make Extra Money

With the changes in the economy over the years, people have found the value in having second, and even third jobs. Some people take on second jobs each year religiously to account for holiday shopping. Whatever the reason, individuals are always looking for side gigs. When the usual channels of part-time serving or retail will not cut it, consider one of these uncommon ways to make extra money. 1. Mystery Shopping Mystery shopping remains one of the most under-utilized jobs to make extra money. There are several companies that conduct mystery shops for various retailers. Individuals enter the stores posing…

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