Posts Tagged“finances”

The day traders typical day, tools they use and keys to their success

In this article we answer the question: what is day trading. The typical day of the European day trader begins in the morning before the stock market’s opening. It begins by taking note of the closing prices of the various markets as of the economic and financial press to identify a trend for the coming session. In this sense, the closing of Wall Street and Tokyo is of great importance because the European markets are largely dependent on the type of score played in the States. The various media and the Internet will also allow traders to determine which companies…

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Things to Watch Out for in an Invoice Factoring Agreement

Cash flow is essential for a successful business. Liquidity makes you more responsive and allows you to keep up with market trends. Managing your cash flow can be challenging because it can take months for a customer to pay an invoice, and you might not be able to wait that long due to financial obligations or investments you need to make to grow. Invoice factoring is a type of financing product that allows you to cash in on your invoices without waiting for your clients to pay. Here is what you should watch out for when choosing an invoice factoring…

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Debt Vs. Equity Financing: Pros and Cons for Entrepreneurs

For most entrepreneurs, financing options are limited to either debt or equity. Weighing the two options at each stage makes all the difference between staying afloat or sinking in the ocean of liquidity challenges. We compare the upside and the downside of these financing options to help you make an enlightened decision. On one hand, debt financing for entrepreneurs who are just starting out attracts high, unaffordable interest rates that drive them under. However, equity financing might bring on board an investor who has a different vision for the company, making it an unhappy marriage driven by bad decisions. There…

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How to Financially Survive January

January can be a tricky month to navigate financially. We all enjoy the frivolities of the festive period that comes before, spending on gifts, food and nights out on top of our normal monthly outgoings. So, when January hits, many of us struggle to stretch our pay checks to cover the month. Here, we set out some useful tips that will help you to financially survive this January. Set a Budget If you’re worried about your finances this month, setting a budget will keep your spending on track and stop you purchasing things you can’t afford. Start off by calculating…

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Effective Ways to Finance Your Next Vacation

If you have been looking for a way to fund your next vacation, it is important that you spend some time looking into your options. Anyone who needs to save up as much money as possible for their next trip will need to get creative. In this article, you will learn about some of the more effective ways to go about saving up money for your vacation. Payday Loan A payday loan, such as the type that many lenders offer could provide you with the money you need for your next vacation. The great thing about these loans is that…

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Patrick Dwyer Financial Advisor on the Importance of Educating Finance

Whenever I have a chance to get back to Miami I love nothing more than catching up with my good friend Patrick Dwyer financial advisor and someone who I have known for over 40 years. Last week we were sat in a bar in Miami and given that we are both now parents the conversation shifted to education. We both agreed that the education system as it is does not prepare our kids properly for real life and in Patrick’s view, more must be taught in schools about finance. Of course as a financial advisor Patrick sees first hand just…

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Retirement? That’s a Long Way Off…Or Is It?

It is never too soon to start planning for retirement. Many people begin in their twenties following college graduation and landing a career position, or even with just an ordinary job to pay the bills. But even if you have waited several decades and are now in your forties or fifties, you can still set up an effective retirement plan to ensure your finances are ready when you are. In addition to attending retirement planning seminars given by trusted individuals and companies, the following tips can help you to develop a proven strategy for a successful investment plan in keeping…

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Benefits between Short Term Loans and Long Term Loans

  Loans are becoming a need of today’s business and time. The thought of getting a loan has passed by everybody’s mind at some point of time. Usually it is not meticulously thought out yet they have the idea of getting a loan back in their mind. A loan is nothing but a specific amount of money that someone borrows to pay back later. The loan period is set for a particular time and needs to pay back with the interest charge. There are different types of loans like short and long term loans with various benefits attached to it.…

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5 Tips You Must Use to Get Out of Debt

Debt consumes most of us, and it’s a problem for many. In fact, according to Time Magazine, 73% of Americans will die with debt, with the average total equaling just over $61,000. Chances are you don’t want to spend your hard-earned money paying off debts, so it’s a good idea to get ahead of the game. However, for those who live paycheck to paycheck, the dream of getting out of debt may seem like it’s far-fetched; however, it’s actually a reality you can achieve. If you have any type of debt whatsoever, from credit cards to loans, then here are…

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Receivables Performance Management Reviews

Cash flow problems are a major issue for every company. Efficient accounts receivable management would help to minimize liquidity problems. Receivables Performance Management Reviews helps recognizing the importance of proper cash flow management, the challenges faced by credit executives and the importance to any business of maximizing their financial position, Receivables Performance Management (RPM) provides a unique approach with real results. The company was founded by Henry George in March of 2002. Prior to forming the company, Henry was the Vice President of Western Region Telecoms and Utilities Division for OSI Collection Services Inc. He has worked in the collections…

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