Saving money in a high-tech world isn’t easy. You can do it with some creative thinking and adjustments to your usage.
10 Frugal Ways to Save on Technology Services
Posts Tagged“money”
6 Great Money Saving Tips
If you take the time to look at your monthly income and expenditure, you’ll probably be surprised with just how much money you spend each month. Naturally, things like rent and energy bills can’t be avoided but how much do you frivolously spend each month? It soon adds up and if you’re feeling the pinch towards the end of the month then it is probably as a result of the spontaneous spends that you make. If you want to get your finances in a bit more order and spend less money each month then here are 6 great money saving…
Personal Loans and Personal Credit Score – Get the First Without Ruining the Second
Personal loans are a necessary part of the average person’s life. While we’d all like to get through life without borrowing any money at all, this isn’t a realistic thing for almost anyone. Even people who are independently wealthy usually borrow money at one point or other – to buy a thing, to build a thing, to finance some large new endeavor. The question is: How do we set up personal loans so that they don’t damage our personal credit? The good news for future money borrowers is that there are ways in which to organize these loans so that…
How to Put Your Savings to Work
I have always been a saver, since I started my very first job I always worked on the notion that 70% of my wages were mine and that 30% of them were to be saved. For years I employed this method of saving and my account grew to be quite healthy. One thing I was never very good at was spending or using my savings, it got to the point where I no longer knew what I was saving for, short of a very rainy day. I then realized that I could put my savings to work and grow my…
Should you be honest about your debts when entering into a relationship?
Photo by CC user Owen Fox on Youtube You’ve finally found someone that you connect with on a personal level, and you couldn’t be more thrilled. There’s one thing though: your financial track record leaves a lot to be desired. Deep down inside, you are afraid that if these skeletons get unearthed by your partner, they might leave you. This blog post will address a thorny ethical problem: should you be honest about your debts when entering into a relationship? In the paragraphs below, we will dig deep into this issue; afterward, you can decide for yourself whether you should be…
Five Things to Know about Lines of Credit
It’s easy to be wary of a thing like debt. The word comes with a lot of negative connotations, so many in fact that most Americans actively try to avoid taking it on. Unfortunately, for the vast majority of people living in the US, it’s just not possible to dodge living with debt. Between student loans and mortgages, there’s not a whole lot in life that you can buy on your own unassisted. Even small items or services, amounting to less than $1,000, may require the large number of Americans who live paycheck to paycheck to contact a lender. …
Choosing a Financial Planner That is Right for You
As you get older, your finances usually become more complicated. You have retirement accounts to manage, you may have accumulated significant savings that you’d like to start investing, or perhaps you have already started dabbling in the stock market but want some professional advice. A professional financial planner can do all of these things for you. The key is to find one that you trust and that understands your financial goals. Here are a few tips on choosing the right financial planner for your situation. Consider Your Financial Goals Why do you want to hire a financial planner? Do you…
So You Want to Become a Young Millionaire? Here’s How!
Age doesn’t matter when it comes to becoming a millionaire. Mark Zuckerberg, Adam Horowitz, and even Justin Bieber are all evidences that youth is not a hindrance to success. Unlike before, young people have more access to endless possibilities with great earning potential. Getting attention for a business or for your act is no longer a problem thanks to the power of social media. The power is now right in our fingertips. This is the reason why you should amp up your goals and go for the gold: to become a young millionaire. And it’s not an impossibility. With smart…
What Everyone With PPI Ought To Know About The Time Limit For Claiming
Health, wealth and happiness. It may be a bit of a cliché, but it’s what we all ultimately desire. At the root of every dream in life is the desire for more of at least one of those three. And while none of the three is any more important than the other two, having enough money certainly goes a long way to making health and happiness more likely in your life. Wealth creation is an ongoing process and most of it usually comes from revenue generated, either from products or services sold or from returns on investments. But there is…