Young students are not familiar with financial management and can quickly lose control of their spending. Taking some to learn how to streamline your student financial can make a big difference.
Streamlining Your Student Finances
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Purchasing a Home? Easy Money Savings Tips for a Down Payment
Saving money for a home purchase may sound challenging, especially if you’re on a tight budget. But with some thought and careful planning, you’ll find there are a number of ways you can put money away and take advantage of the low interest rates. Assistance Programs The housing market has seen some fluctuations in the past. But with a strong job market, low interest rates and voluminous inventory, you can probably find a loan program that suits your needs, even if you have bad credit. If you’re buying a home for the first time, and you don’t have the funds…
Innovative Solutions to Financing Dilemmas
According to Pew Research Data between 2000 and 2015, the denial rates among different demographics have decreased, but the groups with the highest denial rates in 2015 have not changed since 2000. Back then, 44.6% of African-Americans were denied home mortgages, 31.4% of Hispanics were denied, and 22.3% of Caucasians were denied. Fast-forward 15 years, and the numbers are more encouraging, but equally disturbing. By 2015, 27.4% of African-American mortgage applications were denied, 19.2% of Hispanic mortgage applications were denied, and 10.9% of Caucasian applications were denied. The metric used to evaluate the change in Asian denials was only activated…
What Should You Do If You Lose All Your Money In A Foreign Country
You’ve finally made it to India, a place of holy men around every street corner, to finally visit your guru at his ashram, which you’ll do tomorrow. You’re now in transit, sitting in a restaurant in Mumbai, after having just finished a delicious curry and chapati, with your backpack securely tucked between your legs and out of the way under your table. After you pay your bill, you head out again into the hot afternoon, eager to explore what Mumbai has to offer. However, after visiting a few bazaars, the weather and the heavy meal you ate makes you sleepy—so…
Don’t Pay Your Overdue Medical Bills Until You Read This Article
If you’re facing a stack of medical bills you can’t pay, here are 3 things you need to know before you file bankruptcy:
How to Find Money For Scientific Research
Getting funding for anything can be a tricky business and whilst saving up is always an option, you will find that the time you need to work in order to save up, will take you away from what it is that you need the money for. Thankfully, we live in a modern world where it has never been easier to get funding for an idea or an incentive and today we are going to focus on scientific research in particular, and how you can get the money together to make it happen. Newton’s List Newton’s list is a great place…
The Potential Risks and Inherent Rewards of Debt Consolidation Loans
According to Debtconsolidation.loans, a website sharing info regarding when a loan is necessary, “Most consolidation loans are offered at a fixed interest rate, which gives borrowers the stability and predictability they might lack in their current financial arrangements.”
How to Pick the Right Auto Loan
At some point in our lives we all find ourselves looking to buy a new car. Maybe this is your first time purchasing a vehicle, maybe it’s just time to trade the old one in, either way it is a necessity to own a reliable form of transportation these days. While other forms of transportation (like Uber) are on the rise, 85% of Americans still find that they need a car for the daily commute. While some of us out there may be able to buy a new car outright, the majority of people rely on an auto loan to…
What Does the Dollar Surge Mean for the UK Economy?
Despite recording its worst January in three decades this year, down 2.7% against a basket of other major currencies including the pound, the U.S. dollar had been on a bull run since Donald Trump’s shock presidential election victory in November. One British pound currently buys around $1.25, down from $1.35 immediately prior to the Brexit vote. Experts such Mark Astley, CEO of currency management specialists Millennium Global, expects GBP to drop to as low as $1.2 by some point over the course of 2017. With most analysts expecting the USD to resume its surge over the course of 2017, what…
The Pros and Cons of Credit Card Debt Consolidation
Are you trying to determine if credit card debt consolidation is the best choice for your personal situation? As with anything in this life, there are upsides and downsides to consolidating your credit card debt. To help you determine if this is the best choice, we’re going to share the pros and cons of consolidating credit card debt. So take a look and see if this is the best course of action to meet your specific needs. Credit Card Debt Consolidation Pros Eliminate Multiple Monthly Credit Card Payments and Roll Them into One Unfortunately, some people are just so disorganized…