Debt consumes most of us, and it’s a problem for many. In fact, according to Time Magazine, 73% of Americans will die with debt, with the average total equaling just over $61,000. Chances are you don’t want to spend your hard-earned money paying off debts, so it’s a good idea to get ahead of the game. However, for those who live paycheck to paycheck, the dream of getting out of debt may seem like it’s far-fetched; however, it’s actually a reality you can achieve. If you have any type of debt whatsoever, from credit cards to loans, then here are…