If you’re like most people, you probably don’t think about auto insurance until it’s time to renew your policy. Then you’re tempted to let it slip, thinking it’s more important to pay other bills. Besides, you’re a safe driver and haven’t had a speeding ticket in years. Who’s going to know you let your policy lapse? Such an attitude, however, is like playing Russian roulette. When you lose, you lose big. Before yielding to temptation, consider these top five reasons to have auto insurance. 1. It’s the Law Every state has laws setting forth the minimum liability insurance that its…