Village of Frugality, Cambria County, Pennsylvania

You may look at the title of this article and think… Really? How is not having money a good thing or beneficial? The idea that having a lot of money will solve all of your problems is faulty, at best. If you do not believe us, check out celebrity bankruptcies or spoilt kids who lose their families fortune in one generation. Having a lot of money and not knowing how to manage it is much worse than having a tight budget and having complete control your personal finances. Below are some benefits outlined by a personal finance site for low…

gafl_welbeiinworpla

Small businesses generally are focused on keeping overhead down, and some owners and managers may think that the strategy to accomplish this is to eliminate all unnecessary spending. However, investing in employee well-being programs can yield significant benefits to businesses over time. With a closer look at how employee well-being impacts productivity and other aspects of your business, you may see that this is an area that you should be investing in. Your Employees’ Lifestyle and Health Status There are several reasons why many working adults are not as active and as healthy as they would like to be, and…

gafl_whyaretheallanscalnextoeacoth

According to recent research by Forrester, the vast majority of people prefer to use self-service options when it comes to getting help from companies. Almost three-quarters of consumers would rather visit a website, social media page, or use an application than pick up the phone. Why is this? Why do customers loathe calling you, even if they can get answers faster or a more favorable resolution to their problem? Several recent viral videos and recordings provide some clues, as they show customers dealing with phone representatives who seem clueless at best and combative at worst, but such extreme examples are…

gafl_cemaronpro

Ever listen to your radio at home when suddenly, static and snow crackled over your favorite tunes? After several instances of this occurrence, you’ve begun to pick up on a trend: whenever you’ve pulled out your phone to check Facebook or your e-mails, the quality of your radio signal has gone to crap every single time. Chances are, it’s not an accident, as there’s a high probability your older radio is not electromagnetically compatible with your smartphone. Below, we’ll explain what this means, and how the CE mark signifies a device that will play nice with other electrical appliances…  This…

gafl_monadvforgra

Graduates of both high school and college are facing a new chapter in their lives. Both chapters are exciting and full of new opportunities – However, they can also be pretty darn scary. Finances start making a much bigger impact on your day-to-day life, especially when you are trying to manage them on your own for the first time. Whether you are heading off to start a new career or you are prepping for your first years away from home at college, here are a few financial tips provided by Simple Living Australia to keep you on track: Just say…

gafl_feathecrecarsta

There are many programs to help low income earners and families to get help for their basic necessities. If you cannot afford your basic living essentials, getting help is easier than you think. Beyond the ease of getting financial assistance from local charities, municipal, state and federal governments, there is assistance for almost any need. Find out how you can start receiving aid to help you achieve a better standard of living. Below is a list provided by Low Income Financial help on how get financial help to free up cash flow to the family budget along with ways to…

gafl_reatoflythefriski

Credit card companies want your business. They want it badly. One way that these companies encourage consumers to choose their card is by offering various perks and rewards. Many of these perks come in the form of travel rewards. Travel rewards come in the form of airline miles or hotel stays, and points are earned when you use the card to purchase travel expenses. Navigating the world of credit cards and their travel rewards can be tricky. Some require an exceptional credit score, some allow the consumer to transfer earned points to preferred vendors, and some charge a hefty annual…

restaurant-449952_640

Whether you are a business or up and coming executive rising through the ranks of your company’s corporate ladder, the ability to host a successful business dinner is a critical skill set to have. A successful business dinner provides you with a way to enhance your standing, build sting relationships and close outstanding deals. Here are some steps, tips and best practices you should follow in order to increase the chance for hosting a successful business dinner. These tips include choosing the right location, making sure you take care of the dietary needs of your guests and using the dinner…

gafl_inhlotofmon

The heartbreak of losing a loved one can be exacerbated if the distribution of their estate turns into a legal battle among family members. While it is not always easy to stay serene, there are options that can ease the process, from making sure the estate is legally divided before your loved one passes away, to holding a “sentimental auction” for sorting heirlooms. Here’s how to divide an inheritance as smoothly as possible, given the circumstances… Be reasonable over property As part of a will of inheritance, multiple people may become joint owners of a property. If only one party…

OLYMPUS DIGITAL CAMERA

Colosseum? Check. Pantheon? Check. Trevi Fountain? Check. It’s time to put down that Top Attractions in Rome guide book and set foot outside the city to get the full Italian experience of medieval castles, charming villas, historical mysteries and so much more. So come venture beyond the capital’s ancient walls to discover the remarkable excursions from Rome. Villa d’Este Step into the world of the Great Gatsby with a visit to the gardens of Villa d’Este. Situated across from Hadrian’s Villa, this beautiful spot features a grand mansion and charming gardens sprawled across the grounds that are quite picturesque but…