gafl_wilyouretontim

Most of us probably haven’t given a second thought to retirement, as it’s usually too far into the future to consider. That said, retirement is an enjoyable time, because you have the opportunity to take up new activities and spend time on your hobbies and interests without work being in the way. However, it’s not as straightforward as we’d like it to be – as a recent article by The Guardian points out, as many as half of Americans aged 55 and over have no retirement savings at all. With people living longer, it’s never been more important to make…

gafl_payloabanrol

Wonga SA, South Africa’s leading provider of payday loans online, has responded to the recent “wake-up call” dished out the payday industry in a wholly positive fashion, starting earlier this year in April with the appointment of new CEO, Brett Van Aswegen. International Managing Director of the Wonga group, Mark Ruddock was pleased to announce the appointment saying, “After an extensive search, we’re pleased to secure someone of Van Aswegen’s strong calibre to lead our South African arm of the business. With more than 20 years’ experience in the African retail credit and financial services industries, Mr Van Aswegen is…

gafl_wrimasthe

Academic dissertation writing is an important aspect for students pursuing higher education and aspire to complete their Ph.Ds. In dissertation writing, the skills have to be exemplary. The quality of dissertation writing will be seen as an emblem of the kind of research work students have done. So, if the dissertation has been appreciated and lauded by the concerned authorities, then one can believe that his/her quality was good. Having said that, dissertation writing is not everybody’s cup of tea. A dissertation involves a myriad of activities like, choosing the topic, creating a proposal, literature review, edit and proofread and…

Village of Frugality, Cambria County, Pennsylvania

You may look at the title of this article and think… Really? How is not having money a good thing or beneficial? The idea that having a lot of money will solve all of your problems is faulty, at best. If you do not believe us, check out celebrity bankruptcies or spoilt kids who lose their families fortune in one generation. Having a lot of money and not knowing how to manage it is much worse than having a tight budget and having complete control your personal finances. Below are some benefits outlined by a personal finance site for low…

gafl_welbeiinworpla

Small businesses generally are focused on keeping overhead down, and some owners and managers may think that the strategy to accomplish this is to eliminate all unnecessary spending. However, investing in employee well-being programs can yield significant benefits to businesses over time. With a closer look at how employee well-being impacts productivity and other aspects of your business, you may see that this is an area that you should be investing in. Your Employees’ Lifestyle and Health Status There are several reasons why many working adults are not as active and as healthy as they would like to be, and…

gafl_whyaretheallanscalnextoeacoth

According to recent research by Forrester, the vast majority of people prefer to use self-service options when it comes to getting help from companies. Almost three-quarters of consumers would rather visit a website, social media page, or use an application than pick up the phone. Why is this? Why do customers loathe calling you, even if they can get answers faster or a more favorable resolution to their problem? Several recent viral videos and recordings provide some clues, as they show customers dealing with phone representatives who seem clueless at best and combative at worst, but such extreme examples are…

gafl_cemaronpro

Ever listen to your radio at home when suddenly, static and snow crackled over your favorite tunes? After several instances of this occurrence, you’ve begun to pick up on a trend: whenever you’ve pulled out your phone to check Facebook or your e-mails, the quality of your radio signal has gone to crap every single time. Chances are, it’s not an accident, as there’s a high probability your older radio is not electromagnetically compatible with your smartphone. Below, we’ll explain what this means, and how the CE mark signifies a device that will play nice with other electrical appliances…  This…

gafl_monadvforgra

Graduates of both high school and college are facing a new chapter in their lives. Both chapters are exciting and full of new opportunities – However, they can also be pretty darn scary. Finances start making a much bigger impact on your day-to-day life, especially when you are trying to manage them on your own for the first time. Whether you are heading off to start a new career or you are prepping for your first years away from home at college, here are a few financial tips provided by Simple Living Australia to keep you on track: Just say…

gafl_feathecrecarsta

There are many programs to help low income earners and families to get help for their basic necessities. If you cannot afford your basic living essentials, getting help is easier than you think. Beyond the ease of getting financial assistance from local charities, municipal, state and federal governments, there is assistance for almost any need. Find out how you can start receiving aid to help you achieve a better standard of living. Below is a list provided by Low Income Financial help on how get financial help to free up cash flow to the family budget along with ways to…

gafl_reatoflythefriski

Credit card companies want your business. They want it badly. One way that these companies encourage consumers to choose their card is by offering various perks and rewards. Many of these perks come in the form of travel rewards. Travel rewards come in the form of airline miles or hotel stays, and points are earned when you use the card to purchase travel expenses. Navigating the world of credit cards and their travel rewards can be tricky. Some require an exceptional credit score, some allow the consumer to transfer earned points to preferred vendors, and some charge a hefty annual…