Debt isn’t something that a lot of us like to talk about, but it’s something that needs to be discussed in order to be eliminated. If you have found yourself in a surmountable amount of debt don’t panic! There are a wide variety of tools and options that are available to you when it comes to realizing your dream of being debt free. From student loans to mortgages and everything in-between, not to mention astronomical APR rates, it’s easier than many of us think for debts to start piling up faster than we can pay them off. Debt consolidation is…