Posts Tagged“debt”

Debt isn’t something that a lot of us like to talk about, but it’s something that needs to be discussed in order to be eliminated. If you have found yourself in a surmountable amount of debt don’t panic! There are a wide variety of tools and options that are available to you when it comes to realizing your dream of being debt free. From student loans to mortgages and everything in-between, not to mention astronomical APR rates, it’s easier than many of us think for debts to start piling up faster than we can pay them off. Debt consolidation is…

Managing Your Debt There are a lot of reasons you could accrue massive debt. Sometimes getting debt can be defined by certain financiers as a good thing, oftentimes it is not. But whatever has caused your current debt situation, you should know that you can dig your way out of it. Sometimes getting out of it will be hard, but there are options. For one thing, certain regions offer loan-forgiveness—but regarding that; being eligible for such a situation is going to be unlikely. Another possible, but unlikely, scenario is deigning to the crowd for remuneration. Certain communities may sympathize with…

credit card

It’s very easy to get overwhelmed and make mistakes when you first get a credit card. The feeling of having so much available credit at our fingertips makes us make some foolish and unnecessary mistakes. But it is possible to avoid this fate if you pay attention, follow the guidelines we’re about to share, and avoid racking up major credit card debt. For many Americans, we have this free spending mentality that often gets us in trouble. Unfortunately, when you’re willing to buy anything on a credit card, you’re going to pay outrageous interest as well as the original balance.…

Are you trying to determine if credit card debt consolidation is the best choice for your personal situation? As with anything in this life, there are upsides and downsides to consolidating your credit card debt. To help you determine if this is the best choice, we’re going to share the pros and cons of consolidating credit card debt. So take a look and see if this is the best course of action to meet your specific needs. Credit Card Debt Consolidation Pros Eliminate Multiple Monthly Credit Card Payments and Roll Them into One Unfortunately, some people are just so disorganized…

Easier Said Than Done Debt is a scourge that can take over your life and leave you with essentially nothing in return—nothing but lost time and bitterness. But it’s not a scourge that is totally undefeatable; it just may take a little concerted effort to rebuff. To that end, you need to know how you got where you are, what you owe, and how to get out. First, focus on how you got where you are. Is the debt you’re responsible for debt you’ve inherited, or debt you’ve sourced? Some debts pass a statute of limitations, and you may not…

Photo by CC user Owen Fox on Youtube You’ve finally found someone that you connect with on a personal level, and you couldn’t be more thrilled. There’s one thing though: your financial track record leaves a lot to be desired. Deep down inside, you are afraid that if these skeletons get unearthed by your partner, they might leave you. This blog post will address a thorny ethical problem: should you be honest about your debts when entering into a relationship? In the paragraphs below, we will dig deep into this issue; afterward, you can decide for yourself whether you should be…