Posts Tagged“personal finance”

photo by 401kcalculator.org For college students and their parents alike, there comes a different set of tax requirements. Without taking the proper steps and becoming educated on the right tax filings for students, many deductions and write offs may be missed. The process can become complicated, and mistakes can mean costly effects on a college kid’s bank account. For the students filing for the first time it can be a hairy process to determine exactly what to put within forms, and for parents navigating taxes during their child’s first year of college, the alterations might be more complicated than expected.…

So, you just had to pay a sudden medical bill, or some scumbag cloned your debit card, and now you’re broke and deep in debt. What now? If paying until next payday isn’t an option for you and your growling stomach, there are options available to you to get your hands on some moolah fast. From selling your plasma, to applying for some bad credit loans in Los Angeles, there are plenty of ways to get money quickly in your bank account whether the IRS assessed a crushing tax penalty on you, or your finances have simply sunk to rock…

With the changes in the economy over the years, people have found the value in having second, and even third jobs. Some people take on second jobs each year religiously to account for holiday shopping. Whatever the reason, individuals are always looking for side gigs. When the usual channels of part-time serving or retail will not cut it, consider one of these uncommon ways to make extra money. 1. Mystery Shopping Mystery shopping remains one of the most under-utilized jobs to make extra money. There are several companies that conduct mystery shops for various retailers. Individuals enter the stores posing…

Even if it doesn’t feel like it, the end of the year is right around the corner. For the small-business owner, that means it’s time to start thinking — and acting — seriously about deductions. No matter what kind of industry you’re in, it behooves you to reduce your tax burden and benefit your business and yourself as much as possible before the ball drops at midnight on December 31. Don’t just randomly buy a lifetime supply of paper goods for your office. Here are six tips that will help you ease your tax burden for 2015.   1. Donate…

You may look at the title of this article and think… Really? How is not having money a good thing or beneficial? The idea that having a lot of money will solve all of your problems is faulty, at best. If you do not believe us, check out celebrity bankruptcies or spoilt kids who lose their families fortune in one generation. Having a lot of money and not knowing how to manage it is much worse than having a tight budget and having complete control your personal finances. Below are some benefits outlined by a personal finance site for low…

Graduates of both high school and college are facing a new chapter in their lives. Both chapters are exciting and full of new opportunities – However, they can also be pretty darn scary. Finances start making a much bigger impact on your day-to-day life, especially when you are trying to manage them on your own for the first time. Whether you are heading off to start a new career or you are prepping for your first years away from home at college, here are a few financial tips provided by Simple Living Australia to keep you on track: Just say…

There are many programs to help low income earners and families to get help for their basic necessities. If you cannot afford your basic living essentials, getting help is easier than you think. Beyond the ease of getting financial assistance from local charities, municipal, state and federal governments, there is assistance for almost any need. Find out how you can start receiving aid to help you achieve a better standard of living. Below is a list provided by Low Income Financial help on how get financial help to free up cash flow to the family budget along with ways to…

Each week, the majority of people are at work during the best part of the day, so spending money on non-essentials is harder to do. The weekends, however, can prove to be a black hole for all your extra cash as you suddenly have a lot more time to be spending your money. It’s this weekend fund that could be a gold mine for your savings. Below are some useful ideas on how to curb your own weekend spending and put this money to better use. Have a Budget Having a weekly budget is vital if you want to use…

The past few years have been difficult for many people financially. However, there are also many people who have made it through without much of a negative impact financially. How were these people able to do it? There are many things a person can do to prevent themselves from being sucked down a hole of financial ruin. The proactive steps that you take when things are going good will often determine how you do when things go bad. You should always think about the future, keeping in mind the worst case scenario. Your goal should then be to protect yourself…

Saving money is right up there on people’s lists of difficulties, alongside the likes of quitting smoking, turning down a chocolate bar and forcing themselves to get to the gym to make the most of their expensive memberships. However it’s actually saving money which causes people to lose sleep and even get ill even though it’s something that you can learn to do from an early age. When you start to receive your own pocket money from your parents you don’t think “great, that’s going in the bank account.” You initially think about what you’re going to buy, a thought…