Posts Tagged“money”

Debt consumes most of us, and it’s a problem for many. In fact, according to Time Magazine, 73% of Americans will die with debt, with the average total equaling just over $61,000. Chances are you don’t want to spend your hard-earned money paying off debts, so it’s a good idea to get ahead of the game. However, for those who live paycheck to paycheck, the dream of getting out of debt may seem like it’s far-fetched; however, it’s actually a reality you can achieve. If you have any type of debt whatsoever, from credit cards to loans, then here are…

For many years I had wanted to take the trip of a lifetime and head to the Maldives, and last year I was finally able to realize my dream. I was lucky enough to go with my best friend Kati Volitich and we had the most amazing time over the two weeks. Something which frustrated me a great deal was the people who had told me that I was lucky to be able to take such a trip. There was no luck involved in what I did and I had to scrimp and save for over a year before I…

In the era of digitalization, it has become quite easy to earn money online. However, due to lack of proper guidance one may fail to identify the fields in which one can easily make money. These are some of the ways in which you shall be able to make money online without much effort. Affiliate Marketing You can make money by affiliate marketing even if you don’t have any products to sell. You will be required to promote the products of the online merchants on various platforms such as social media, search engines and other web portals. You can also…

Cash flow problems are a major issue for every company. Efficient accounts receivable management would help to minimize liquidity problems. Receivables Performance Management Reviews helps recognizing the importance of proper cash flow management, the challenges faced by credit executives and the importance to any business of maximizing their financial position, Receivables Performance Management (RPM) provides a unique approach with real results. The company was founded by Henry George in March of 2002. Prior to forming the company, Henry was the Vice President of Western Region Telecoms and Utilities Division for OSI Collection Services Inc. He has worked in the collections…

Living from paycheck to paycheck month after month is stressful when your salary is devoted to expenses, when your spending exceeds your income, when unpaid bills keep mounting, and when the only invitations you get lately are delivered by the sheriff for you to appear in court. Financial advisors will tell you to budget according to your income, to not spend more than you earn, and to save for a rainy day. You’re probably thinking that’s easier said than done, right? Well, here are a few smart financial strategies that you can do right now to stop living from paycheck-to-paycheck.…

Day trading can be an ideal source of income that will support a nice lifestyle without demanding all of your time. Successful day traders are able set up their automatic trading systems to work for them so they can be off making money elsewhere! That’s multi-tasking at its best! It sounds so easy, but is it? Many people fit the day trader mold because it does not require formal financial or business degrees. Day trading is so specific that even if you do have a financial background, it doesn’t mean you’ll be a natural day trader. So here is how…

“The world is a book, and those who do not travel read only a page.” – Saint Augustine When the travel bug bites, it’s hard not to respond by striking out. Society advocates this notion as well. Every day, more and more destinations are opening up opportunities for tourists who want to enjoy an extreme adventure, or a relaxing bask in the sun. Locations that once seemed remote, inaccessible, or exotic are now widely known as common destinations such as Croatia, Sri Lanka, and Jordan. The reasons for travel are expanding as well. Many are in search of ways to…

Saving for retirement is a must for being safe, happy and healthy in your golden years. You do not want to work your fingers to bone for the rest of your life, so it makes sense to get yourself a Roth IRA right as you begin your life in the working world. You get to save money, add compound interest over the years and avoid taxes in retirement. A Roth IRA is a very specific retirement account. You fund it with after-tax dollars, so that means you can avoid paying taxes on the withdrawals after you turn 59 and a…

The investment sector comes with its share of complications that can make it difficult to master personal finance. To make smart investment decisions, you need to understand more than just the basics. Which instrument should you buy? What percentage of your wealth should you allocate to each asset? How big should your portfolio be? Such choices are why most people prefer to get wealth managers. An expert in money management knows how to steer your investments to fulfill specific financial objectives. When you need someone to make the hard judgment calls without getting sentimental, a wealth manager can be responsible for that.…

Whether consumers have some money coming in from their income taxes or they have some money saved, it is only natural to want to invest and grow it. Of course, in today’s economy there are without a doubt a variety of factors that can prevent this from happening. The biggest obstacle that most people run into today is debt. Well, consumers should be happy to know that it doesn’t matter if they are in debt with a mortgage, credit cars, or a car loan, it is still entirely possible for them to invest their money wisely.   Managing Wisely, Then…