Posts Tagged“money”

When people hear the term diversification, their thinking can still tend to be a bit narrow. They might believe having a diversified portfolio is as simple as investing in a few different sectors and hoping for the best, but in reality, that’s not the optimal way to get the diversification you need to make money on your investments and also protect yourself against downside risks. The following are some key tips to ensure that you build a portfolio that really is diversified. Find the Right Trading Tools First and foremost, when you’re focusing on diversification, you’ll need the right trading…

Every day there are people all over the World who have an awesome business idea, that light bulb moment that many of us hear about that could potentially make millions. Perhaps you have had one yourself, an idea for a product or service that could change the lives of many or even your own. The problem with a great idea is actually turning it into a reality, making that product, creating that service or starting that organization in order to let your idea flourish. Th key thing that holds most people back is finances, as with most things in this life,…

We’d all like a little extra cash in our pockets, especially around this time of year, but when you have a full time job, it can be hard to find the motivation to take on extra work. However, what if we told you that you could make money from playing your favourite games? Surely then you’d jump at the chance?

budget

Dating is something that can end up becoming expensive, especially if you’re a man who’s expected to pay for everything on the first date. As time goes on, dating is something that can take a huge toll on your finances, which makes it important to think of ways that you can date on a budget. Thankfully, there are some useful methods that you can take advantage of in order to make this very thing happen, such as the following: Buy Your Partner an Edible Gift Companies such as Edible Arrangements offer wonderful and creative gifts that are designed in the…

If you take the time to look at your monthly income and expenditure, you’ll probably be surprised with just how much money you spend each month. Naturally, things like rent and energy bills can’t be avoided but how much do you frivolously spend each month? It soon adds up and if you’re feeling the pinch towards the end of the month then it is probably as a result of the spontaneous spends that you make. If you want to get your finances in a bit more order and spend less money each month then here are 6 great money saving…

Personal loans are a necessary part of the average person’s life. While we’d all like to get through life without borrowing any money at all, this isn’t a realistic thing for almost anyone. Even people who are independently wealthy usually borrow money at one point or other – to buy a thing, to build a thing, to finance some large new endeavor. The question is: How do we set up personal loans so that they don’t damage our personal credit? The good news for future money borrowers is that there are ways in which to organize these loans so that…

I have always been a saver, since I started my very first job I always worked on the notion that 70% of my wages were mine and that 30% of them were to be saved. For years I employed this method of saving and my account grew to be quite healthy. One thing I was never very good at was spending or using my savings, it got to the point where I no longer knew what I was saving for, short of a very rainy day. I then realized that I could put my savings to work and grow my…

Photo by CC user Owen Fox on Youtube You’ve finally found someone that you connect with on a personal level, and you couldn’t be more thrilled. There’s one thing though: your financial track record leaves a lot to be desired. Deep down inside, you are afraid that if these skeletons get unearthed by your partner, they might leave you. This blog post will address a thorny ethical problem: should you be honest about your debts when entering into a relationship? In the paragraphs below, we will dig deep into this issue; afterward, you can decide for yourself whether you should be…