Posts Written ByFranklin Kaplan

Are you a consumer who is not able to get away from salespeople no matter how hard you try? If so, you are likely one of the many frustrated individuals nationwide. You try and do things such as: Not give your phone or mailing address out Avoid signing up for countless credit cards Getting on the National Do Not Call Registry Despite those efforts, you still find yourself besieged by salespeople wherever you turn. The above-mentioned tactics (and some others) should help you cut down on sales efforts. So, are you ready to rid yourself of persistent salespeople? Take Steps…

Looking for the best doctor for your family can be a big task to take on because this is the health of the most important people in your life that we are talking about. You don’t want to carelessly put your health into the hands of someone that may not be up to the task of keeping you healthy. There are a variety of ways that you want to make sure that you choose a family doctor which is compatible with you, your family, and your specific needs. You want to make sure that you have someone you trust and…

Creating a budget plan is the first step to successfully getting out of debt and planning a strong financial future. However, making an effective budget and sticking to it isn’t always as easy as it sounds. Here are seven free online budgeting courses that can start you down the right path. Budgeting 101 (Credit.org) Created by the nonprofit financial literacy organization Credit.org, Budgeting 101 is a free online budgeting class that you can take at your leisure. First, you’ll take a pre-quiz that measures your current knowledge level about budgeting, then you’ll take interactive classes on tracking spending, calculating income,…

If you’re like most people, you probably don’t think about auto insurance until it’s time to renew your policy. Then you’re tempted to let it slip, thinking it’s more important to pay other bills. Besides, you’re a safe driver and haven’t had a speeding ticket in years. Who’s going to know you let your policy lapse? Such an attitude, however, is like playing Russian roulette. When you lose, you lose big. Before yielding to temptation, consider these top five reasons to have auto insurance. 1. It’s the Law Every state has laws setting forth the minimum liability insurance that its…

With 4 goals in his debut game in the National Hockey League, Toronto Maple Leafs’ forward Auston Matthews came on to the North-American professional scene hot. Fans, analysts and the world alike all knew the talent this young man had from viral videos to stat-checking online. However, the 19-year-old from Scottsdale, Arizona, didn’t have your typical journey to the world’s largest hockey stage. While there definitely isn’t a right way to making the NHL, there is a more conventional way of making it to the show. Since 2007, the number one selection in the NHL entry draft all had one…

Are you using enterprise technologies to your advantage or are you still storing all of your business dealings on in-house hardware and software? If you haven’t already begun the migration to the cloud or checked out any of these other enterprise technologies, now is the time to move forward and join the digital world. 1. Cloud First Strategies During the past few years, business owners have slowly started transitioning from using in-house hardware and software to operating largely in the cloud. Because hardware and software licenses can cost hundreds or even thousands of dollars, an increasing number of businesses are…

Ensuring An Upward Trajectory You can’t have a program that is continuously viable without continuously monitoring it, and there are a number of reasons for this. Firstly, programs don’t exist in a vacuum, even if there are a limited quotient of users defining their operation. As an application is used, it will encounter diverse situations. For example, an application designed to, say, run an HVAC system in a building underground will continuously encounter an electrical load that is subject to laws of entropy. What this means is that over time, as systems run continuously, little exigencies will eventually hamper operations.…

Easier Said Than Done Debt is a scourge that can take over your life and leave you with essentially nothing in return—nothing but lost time and bitterness. But it’s not a scourge that is totally undefeatable; it just may take a little concerted effort to rebuff. To that end, you need to know how you got where you are, what you owe, and how to get out. First, focus on how you got where you are. Is the debt you’re responsible for debt you’ve inherited, or debt you’ve sourced? Some debts pass a statute of limitations, and you may not…

Real Estate: Large Sums Regarding real estate, getting involved with certain business credit solutions makes a lot of sense—you can have cash on-demand. There are a number of reasons why, but primarily the sums involved are the key factor. When large sums of money are involved, sometimes fortunes can flip overnight. Purchases and liquidations may require credit. According to BusinessLineOf.Credit, securing a business line of credit for real estate investors has many advantages, as the site says: “Similar to a credit card, a business line of credit is a form of flexible revolving credit. … Look at your business’s cash…