Posts Written ByFranklin Kaplan

Are your financial bills starting to get to you? If the answer is yes, the thought of adding a roommate or two might cross your mind. In the event it does, will you make sure you get the right individual/s from day one? As too many homeowners and renters can tell you, there are good roommates and of course there are bad ones. What one has to try and steer clear of is getting those roommates who end up being more problems than they are worth. So, are you ready to roll the dice and see what is out there?…

Life first appeared on earth about 3.8 billion years ago, but it wasn’t until about 200,000 years ago that the human species evolved. Human history was marked by nomadic, hunter-gatherer communities living until about 6000 years ago, when civilizations first started appearing. In this short historical time span, we’ve made tremendous progress as a species, even reaching outside earth into space! And yet, we haven’t evolved much physically and physiologically from our hunter-gatherer ancestors. This strong technological progress has put us in a position where our human brains must perform tons of tasks simultaneously which, if assessed by our ancestors’…

Financial specialists like Stephen Buzzi often come across people who believe a forbearance agreement and a mortgage modification to be one of the same thing. However, this isn’t entirely true. Essentially, when someone enters into a forbearance agreement, they can miss a monthly payment, or pay less towards their monthly payments, for a period of time agreed with their lender. The penalties and unpaid interests are then added to the loan principal. By allowing this, a mortgage provider enables a homeowner to recover from a financial difficulty. To be accepted, most will require to complete a forbearance form, which can…

For Thomas M Rollins teaching was never something he had a great deal of patience for. It is quite strange, therefore, that he ended up developing the Great Courses, a library of pre-recorded lectures spanning subjects from The Art of Critical Decision Making to the history of the Vikings. And it is surprising that these courses are delivered by the world’s greatest professors. Founding the Great Courses The story of the Great Courses is a very interesting one. Legend has it that Thomas Rollins, then a law student at Harvard, had been unable to study for a major examination. He…

You’ve probably heard about a hot marketing trend called pop-up events. These are temporary stores or parties designed to generate buzz and grow your business. Pop-ups allow you to test new markets and merchandise. They’re also an effective way to and promote a new brand, or refresh an established business. You’ll need to invest some time and marketing dollars into your pop-ups. Here are five ways to enhance your next pop-up event for better profits. 1. Set a Goal and Track Your Spending Nothing takes the fun out of a pop-up event like overspending and zero revenue. Although you’re the…

You may have heard of the term VPN but never really understood what it is all about. The acronym VPN actually stands for “Virtual Private Server.” Even though this sounds like some very technical jargon it is actually fairly simple. Basically, a VPN is an encrypted connection between two computers. The purpose of using a VPN is to browse websites securely and anonymously. Here, we’ll review some basic features of VPNs so that newcomers can become familiar with the technology. What is the Point of Using a VPN? There are several beneficial uses of a VPN. First, a VPN allows…

It’s a term that’s commonly coined in the weight loss industry – with more and more cases being reported. The process of eating to “make yourself feel better” is dangerous to say the least and anyone who falls into this category will find it particularly easy to pile on the pounds. In fact, if you’re on this road, you’re probably en-route to Sono Bello or another facility offering a weight loss surgery. On the flip side, there are ways to combat it, as we take a look at some of the reasons behind emotional eating and what you can do…

Lots of people visit steakhouse restaurants, marvel at the succulent steaks, and talk about how they can’t seem to match this kind of quality at home. Are their chefs really that good, or is there something about the ambiance of the place? Does it make the steaks taste so much better if you run up a huge bill? The fact is that these places have secrets, but now these secrets are pretty much in the open. If you want to try to match the quality of the steaks in these places, here are some facts you have to know about:…

  If you are interested in nature photography, you will know how important natural light is. If you have read anything about this photographic style, you will have come across suggestions that you must take pictures when the light is soft and low, which is early morning or late afternoon, and on a sunny day. You may have seen this so often, in fact, that you believe your opportunity to take pictures is ruined the minute there is a cloud in the sky. However, photographers like Allen R Hartman want people to know that there are still plenty of opportunities,…